Investment Loans
DSCR Loans
Qualify based on property income — not your personal tax returns.
Overview
What Is a DSCR Loan?
Debt Service Coverage Ratio (DSCR) loans qualify borrowers based on the property’s rental income rather than personal income. This makes them perfect for self-employed investors, those with complex tax returns, or investors looking to scale their portfolio without traditional income verification.
Key Benefits
Why Choose This Program?
- No personal income verification
- No W-2s or tax returns required
- Qualify based on rental income
- Fixed and adjustable rates available
- Unlimited financed properties allowed
Requirements
What You’ll Need
- DSCR ratio of 1.0 or higher preferred
- Rental income documentation (lease)
- Property appraisal required
- Minimum credit score 620+
Ready for a DSCR Loan?
Get a personalized rate quote and see how much you qualify for.