Investment Loans
Hard Money Loans
Fast-closing, asset-based financing when speed and flexibility matter most.
Overview
What Is a Hard Money Loan?
Hard money loans are short-term, asset-based loans secured by real estate. Unlike traditional mortgages, approval is based primarily on the property’s value rather than the borrower’s credit score or income. This makes hard money ideal for investors who need to close quickly.
Key Benefits
Why Choose This Program?
- Close in as little as 7-10 days
- Approval based on property value
- Flexible terms (6-24 months)
- No income documentation required
- Ideal for fix-and-flip projects
Requirements
What You’ll Need
- Property with sufficient equity (typically 65-75% LTV)
- Clear exit strategy
- Property appraisal or BPO
- Proof of funds for rehab (if applicable)
Ready for a Hard Money Loan?
Get a personalized rate quote and see how much you qualify for.