Home Loans
Conventional Loans
Competitive rates for qualified buyers — the most popular mortgage in America.
Overview
What Is a Conventional Loan?
A conventional loan is a traditional mortgage not backed by a government agency. These loans typically offer the best rates and terms for borrowers with good credit and a stable financial profile. Conventional loans come in fixed-rate and adjustable-rate varieties with terms ranging from 10 to 30 years.
Key Benefits
Why Choose This Program?
- Down payments as low as 3%
- Fixed or adjustable rates available
- No upfront mortgage insurance with 20% down
- Loan amounts up to $766,550 (conforming)
- Jumbo options available for higher amounts
Requirements
What You’ll Need
- Minimum credit score: 620+
- Debt-to-income ratio below 43%
- Stable employment history (2+ years)
- Proof of income and assets
Ready for a Conventional Loan?
Get a personalized rate quote and see how much you qualify for.