Home Loans
FHA Loans
Government-backed financing designed to make homeownership accessible to more Americans.
Overview
What Is a FHA Loan?
FHA loans are insured by the Federal Housing Administration, making them one of the most accessible paths to homeownership. With more flexible qualifying requirements and lower down payment options, FHA loans are especially popular among first-time buyers and those with less-than-perfect credit.
Key Benefits
Why Choose This Program?
- Down payment as low as 3.5%
- Credit scores accepted from 580
- Gift funds allowed for down payment
- Assumable by future buyers
- Flexible qualifying guidelines
Requirements
What You’ll Need
- Minimum credit score: 580 (for 3.5% down)
- Steady employment history
- Property must meet FHA standards
- Mortgage insurance required
Ready for an FHA Loan?
Get a personalized rate quote and see how much you qualify for.